家庭HomeHome保修是您与提供商之间的服务合同,可涵盖选定的主要电器和家用系统(例如空调)的维修费用。HomeHome由于常规的磨损,家庭保修通常涵盖故障。

这个老房子评论团队研究了数十家家庭保修公司,包括各种因素,包括覆盖计划和定价,以帮助您找到适合您家的最佳家HomeHome庭保修。

访问网站 $200 Off + 2 Months Free + Roof Leak Protection
Monthly Cost $ 49– $ 60
Service Fee $ 65– $ 125
BBB评级 A+
States Covered 50
访问网站 有限的时间优惠:所有家庭保修计划折扣150美元HomeHome
Monthly Cost $19–$90
Service Fee $100–$125
BBB评级 b
States Covered 48
访问网站 Use code HOUSE25 for $150 off & 2 months free
Monthly Cost $ 44– $ 48
Service Fee $60–$75
BBB评级 C
States Covered 47
访问网站 $200 off + roof leak coverage + lifetime parts and labor
Monthly Cost $38–$63
Service Fee $75–$125
BBB评级 b
States Covered 49
访问网站 $200 Off + 2 Months Free + Roof Leak Protection
Monthly Cost $ 49– $ 60
Service Fee $ 65– $ 125
BBB评级 A+
States Covered 50
访问网站 有限的时间优惠:所有家庭保修计划折扣150美元HomeHome
Monthly Cost $19–$90
Service Fee $100–$125
BBB评级 b
States Covered 48
访问网站 Use code HOUSE25 for $150 off & 2 months free
Monthly Cost $ 44– $ 48
Service Fee $60–$75
BBB评级 C
States Covered 47
访问网站 $200 off + roof leak coverage + lifetime parts and labor
Monthly Cost $38–$63
Service Fee $75–$125
BBB评级 b
States Covered 49

2023年HomeHome最佳家庭保修公司

The home warranty companies with the best ratings include the following:


最佳家庭保修公司的摘要HomeHome

最高级 Monthly Cost Service Fee BBB评级 关联
自由家庭警卫HomeHome 最佳客户评分 $ 49– $ 60 $ 65– $ 125 A+
American Home Shield 最适合全面覆盖 $19–$90 $100–$125 b
Select Home Warranty 最超值 $ 44– $ 48 $60–$75 C
AFC Home Club best for Customization $38–$63 $75–$125 b
第一美国Home Warranty 最佳设备覆盖范围 $ 47– $ 87 $75–$125 b
Cinch Home Services 最好的额外特权 $ 47– $ 67 $100–$150 b
2-10Home Buyers Warranty 最便宜的电器计划 $22–$74 $65–$100 B+
自由家庭警卫HomeHome
标识 自由家庭警卫HomeHome
最高级 最佳客户评分
Monthly Cost $ 49– $ 60
Service Fee $ 65– $ 125
BBB评级 A+
访问网站
American Home Shield
标识 American Home Shield
最高级 最适合全面覆盖
Monthly Cost $19–$90
Service Fee $100–$125
BBB评级 b
访问网站
Select Home Warranty
标识 Select Home Warranty
最高级 最超值
Monthly Cost $ 44– $ 48
Service Fee $60–$75
BBB评级 C
访问网站
AFC Home Club
标识 AFC Home Club
最高级 best for Customization
Monthly Cost $38–$63
Service Fee $75–$125
BBB评级 b
访问网站
第一美国Home Warranty
标识 第一美国Home Warranty
最高级 最佳设备覆盖范围
Monthly Cost $ 47– $ 87
Service Fee $75–$125
BBB评级 b
访问网站
Cinch Home Services
标识 Cinch Home Services
最高级 最好的额外特权
Monthly Cost $ 47– $ 67
Service Fee $100–$150
BBB评级 b
访问网站
2-10Home Buyers Warranty
标识 2-10Home Buyers Warranty
最高级 最便宜的电器计划
Monthly Cost $22–$74
Service Fee $65–$100
BBB评级 B+
访问网站

自由家庭警卫:最HomeHome佳客户收视率

自由家庭警卫HomeHome((LHG) earned100分中的87我们的评分系统中的要点。

自由家庭警卫HomeHome 最佳客户评分
4。4
  • Response Time: 48 hours
  • 州可用性:50个州

为什么我们选择自由家庭警卫HomeHome

Liberty HomeHomeHome Guard是此列表中最好的客户保修提供商,部分原因是A+rating* with the Better Business Bureau (BBB) and its 4.7 out of 5-star rating on Google Reviews. Our team spoke with multiple customer representatives to consider how well LHG handles customer inquiries. Based on our experiences, we believe it holds up to its stellar ratings, with each representative answering the phone quickly and answering all our questions thoroughly.

*Ratings are accurate as of April 2023.

利弊

Pros Extends a 60-day workmanship guaranteeOffers 38 unique optional add-ons, including pest control and gutter cleaning提供实时聊天客户服务功能 Cons Doesn't allow plan price or service call fee customizationCovers high-end appliances only with add-on purchase在报价过程中对服务费不透明

Plans and Pricing

Liberty HomeHomeHome Guard提供了三个服务计划选项:设备警卫,系统卫队和总房屋警卫。与具有灵活服务电话费的提供商不同,LHG根据您的计划,附加选择和房屋位置将服务费分配给您的帐户。HomeHome根据公司的说法服务费不等65美元至$ 125。All LHG’s covered items are subject to a $2,000 coverage cap and come with a 60-day workmanship guarantee.

Here are details on LHG’s plans and optional add-on coverage:

  • 应用程序liance Guard ($49.99 per month):覆盖用具,例如洗碗机,衣柜和烘干机
  • 系统警卫队(每月$ 54.99):Covers built-in systems, such as air conditioning, heating, ductwork, and water heater
  • Total Home Guard ($59.99 per month):涵盖设备警卫和系统卫队计划中的所有项目
  • 可选附加组件:最多38个选项,包括害虫控制,Rekey服务,天沟清洁,地板清洁和发电机覆盖

$ 200折扣 + 1个月免费 +免费屋顶覆盖


美国家庭盾牌:最适HomeHome合全面覆盖

American Home Shield (AHS) has a high rating based on our home warranty review methodology with94 out of 100可用点。

American Home Shield 最适合全面覆盖
4。7

为什么我们选择美国家庭盾牌HomeHome

由于其三个覆盖计划,灵活的服务费和稳固的行业声誉,我们将AHS评为“最适合全面覆盖”。此外,它在其Shieldsilver和Shieldgold计划中适用于每个覆盖系统和设备的$ 3,000限制,AHS在其ShieldPlatinum Plan中将其覆盖帽翻倍至每个覆盖物品$ 6,000。

AHS计划提供了广泛的覆盖范围,甚至其基本计划Shieldsilver都涵盖了您的HVAC系统。它的多次服务电话费用使您可以自定义每月保费以适合您的预算。

利弊

Pros 提供灵活的服务呼叫费用模型,使客户可以调整每月费用以适合其预算设置宽敞的覆盖范围(内置系统无限制,使用ShieldPlatinum的电器最多$ 6,000)Provides coverage for unknown preexisting conditions, items damaged by rust and corrosion, and items that have been improperly installed or modified Cons 要求客户在AHS网络中使用承包商与大多数提供商相比,提供的覆盖范围更少,只有几个附加选择

Plans and Pricing

American HomeHomeHome Shield提供了三个计划:Shieldsilver,Shieldgold和ShieldPlatinum。Shieldsilver覆盖内置系统,并且不会施加覆盖范围。Shieldgold对家用电器有3,000美元的覆盖范围限制,不包括HVAC调音。HomeHomeShieldPlatinum将覆盖范围限制提高到每个设备6,000美元,并增加了屋顶透视覆盖范围,最高1,000美元的代码升级,HVAC调整和空气滤清器折扣。

You can choose a服务电话费$100 or $125。AHS允许客户选择他们想支付的服务费 - 更高的服务费将导致每月溢价较低,反之亦然。比较下面AHS计划的每月费用。所有AHS的计划都带有30天的工艺保证。

以下是有关美国家庭盾牌计划中每个涵盖物品的详细信息:HomeHome

  • ShieldSilver ($29.99–$39.99per month):覆盖家庭系统,HomeHome例如加热,冷却和电气
  • Shieldgold($49.99–$59.99per month):Covers major systems and appliances, such as air conditioning, roof leaks, and plumbing
  • ShieldPlatinum($ 79.99–$89.99 per month):覆盖系统和设备,包括其他好处,例如$ 1,500的屋顶维修
  • 可选附加组件:电子产品,游泳池/水疗中心,客人单元,化粪池和井泵

有限的优惠:可获得50美元的折扣!


选择家庭保修:HomeHome最佳价值

选择“家庭保修HomeHome”得分89 out of 100在我们的审查标准中,它从我们审查的家庭保修公司中提供了最佳价值。HomeHome

Select Home Warranty 最超值
4。2

为什么我们选择选择家庭保修HomeHome

如果您正在寻找HomeHome负担得起的房屋保修,则选择“选择家庭保修”是一个不错的选择,因为其所有计划的每月不到50美元,并且在每个标准计划中包括lofe-Leak的覆盖范围(每年最高400美元)。通常不需要额外费用的家庭保修公司提供屋顶裸露的覆盖范围。HomeHome

利弊

Pros Offers discounts on multi-year coverage plans包括HVAC系统的慷慨$ 3,000覆盖范围Provides optional septic system coverage Cons Doesn’t cover fixtures in standard plansHas lower coverage caps than many competitorsMay charge multiple service fees if there are multiple claims at the same time

Plans and Pricing

选择家庭保修提HomeHome供三个计划选择:青铜护理,金色护理和铂金护理。选择费用$ 60– $ 75服务电话费。我们的团队通过Secret Shopping发现,Select仅提供较低的服务呼叫费作为手机交易。HVAC系统覆盖高达$ 3,000,管道,电气和电器每项最多可覆盖$ 500。Select的计划包括30天的工艺保证。

以下是有关选择家庭bob体育app苹果下载保修计划的更多详细信息:HomeHome

  • bronze Care ($44.42 per month):Covers appliances, such as clothes washers and dryers,garbage disposals,,,,refrigerators, and cooktops
  • 黄金护理(每月$ 44.42):覆盖系统,例如空调,供暖,管道,电气系统,热水器和管道
  • 白金护理(每月$ 47.75):涵盖青铜和金色护理计划中的所有设备和内置系统,以及车库门开瓶器和吊扇
  • 可选附加组件:中央真空吸尘器,草坪洒水系统,水池,化粪池系统,水疗中心,独立冰柜,污水泵和井泵

Through our research, we discovered that Select prefers to communicate strictly over the phone for claims and plan issues. Several customers on third-party consumer review sites, such as the BBB and Trustpilot, note that Select is difficult to get ahold off. Therefore, we recommend you carefully consider your needs and budget before signing up for Select Home Warranty.

免费使用Code House25,免费$ 150折扣和2个月免费


美国首选家庭俱乐部:最佳定制HomeHome

美国首选家庭俱乐部(AFC Home ClubHomeHome)由于其附加组件及其四个截然不同的计划的定制选择,因此进入了我们的列表。在我们的审查标准中,该公司的分数100分中的90

AFC Home Club best for Customization
4。5
  • Response Time:24 business hours
  • 州可用性:49个州(不包括Hawaii

为什么我们选择亚足联家庭俱乐部HomeHome

除了其灵活的服务呼叫费用模型外,AFC家庭俱乐部提供的各种计划非常适合想要个性化的家庭保修套餐和定价的房主。HomeHome

利弊

Pros Adds security perks, including identity protection, credit monitoring, and Emergency Alert Network serviceGuarantees parts and labor for the life of your membershipAllows customization with four plan options and flexible service call fees Cons 需要在注意到系统或设备问题后立即提交索赔成员在计划的前30天之后必须支付75美元的取消费用

Plans and Pricing

AFC HomeHomeHome Club提供了四个计划选项的投资组合:白金计划,金计划,银色计划和系统计划。亚足联家HomeHome庭俱乐部提供灵活的service call fee model with options at $75, $100, and $125应用程序liances are subject to a $3,000 coverage cap, which is set for each built-in system separately based on its depreciated value. All repairs and replacements are protected by a plan-length workmanship guarantee.

以下是亚足联家庭俱乐部提供的每个计划的详细信息:HomeHome

  • Silver Plan ($38.00–$42.83 per month):覆盖设备,例如洗衣机,烘干机,垃圾处理和洗碗机
  • Systems Plan ($45.25–$50.08 per month):覆盖系统,例如空调,供暖,热水器和管道
  • Gold Plan ($52.50–$57.33 per month):Covers both appliances and systems, such as electrical, ductwork, oven, range, plumbing stoppages, and garage-door openers
  • 白金计划(每月$ 57.33– $ 62.17):涵盖黄金计划中包含的所有物品和系统,以及内置的微波炉和制冰机
  • 可选附加组件:双烤箱,电子覆盖范围,热水分配器,污水泵,化粪池系统,中央真空吸尘器,游泳池,水疗中心,独立的冰柜和屋顶维修

$ 200折叠 +免费屋顶泄漏覆盖范围 +终身零件和人工保证!


第一美国Home Warranty: Best Appliance Coverage

第一美国Home Warranty earned93在100中points in our review standards.

第一美国Home Warranty 最佳设备覆盖范围
4。7

为什么我们选择第一个美国家庭保修呢HomeHome

What makes First American Home Warranty stand out is its generous appliance limits. First American pairs each appliance with a $3,500 limit in the Starter and Essential plans, which is higher than other providers. It also offers the First American Advantage upgrade in its Essential and Premium plans. This upgrade protects systems and appliances that were improperly maintained, modified, or installed—a rarity in the home warranty business.

利弊

Pros Doesn’t have a coverage cap on heating, cooling, or ductwork在有限的屋顶维修中覆盖高达$ 1,000Offers base plan for less than $50 Cons 涵盖空调作为入门计划中的附加组件将服务限制到35个州,这比许多其他提供商少得多

Plans and Pricing

First American HomeHomeHome Pressy提供了三个计划:首发计划,基本计划和高级计划。First American提供灵活的服务电话费,价格从75美元到125美元不等。电器的覆盖范围限制在其起动器和基本计划中,每项$ 3,500,其高级计划将设备限制提高到每个覆盖设备的$ 7,000。除了热水器外,该公司没有概述内置系统覆盖范围的硬限制。所有涵盖的维修均受保护30天。

以下是有关Firsbob体育app苹果下载t American计划覆盖的更多详细信息:

  • Starter Plan ($47–$62 per month):覆盖内置的微波炉,洗碗机,管道,电气系统,暖气,管道系统,烤箱/炉灶,水管停止和冰箱
  • 基本计划(每月$ 57– $ 72):包括入门计划中的所有内容以及空调,天花板/阁楼/排气风扇,服装垫圈,干衣机,第一美国优势升级,车库门开瓶器,垃圾压实机和热水器
  • 高级计划(每月$ 72– $ 87):Covers all items listed in the Essential Plan including full garage-door systems, instant hot water dispensers, and luxury appliance coverage
  • 可选附加组件:其他制冷,起动计划的空调,HVAC调整,有限的屋顶裂谷,游泳池和水疗设备,化粪池系统和泵送,水软化器以及井泵

$100 Instant Online Discount


Cinch Home Services: Best Additional Perks

Cinch Home Services (CHS) earned88 out of 100points in our review standards.

Cinch Home Services 最好的额外特权
4。4
  • Response Time:2个工作小时或工作时间24小时
  • 州可用性:48 states (excluding阿拉斯加州Hawaii

Why We Chose Cinch Home Services

Cinch HomeHomeHome Services带来了很多桌子,其中包括其冗长的180天的工艺保证,其长大比30天的行业标准更长。它还提供了独特的$ 500home insurancedeductible reimbursement that comes with the Complete Home Plan. We recommend this provider to homeowners who want to get the most out of their plan with a lengthy reservicing guarantee.

利弊

Pros Provides an air conditioner or water filter credit of $25 with each plan包括一个慷慨的每年10000美元的保险帽for all covered itemsCovers items damaged by rust and corrosion Cons Does not offer roof-leak protection提供的简短列表主要限于泳池和水疗中心

Plans and Pricing

Cinch Home Services offers three plans: the Appliances Plan, Built-In Systems Plan, and Complete Home Plan. Cinch also offers a flexible service call fee model, and its options forservice fees are $100, $125, and $150。Cinch’s workmanship guarantee is valid for 180 days (about six months) after the original repair date. The company sets its coverage caps at $1,500 for central air conditioning and $1,000 for plumbing systems, which will be subtracted from the policy’s total coverage limit of $10,000 for all covered items.

Here are more details about Cinch Home Services’ plans:

  • 电器计划(每月$ 38.99– $ 48.99):覆盖电器,例如干衣机,洗衣机,内置食品中心,独立冰制造商,微波炉和冰箱
  • built-In Systems ($43.99–$55.99 per month):覆盖内置系统,例如热水器,空调,内置垃圾压实机,烟雾探测器和喷射浴缸
  • 完整房屋($ 54HomeHome.99– $ 66.99):涵盖早期计划中的所有物品,再加上每学期最高$ 500的房主保险扣除扣除额HomeHome
  • Optional Add-ons ($4.58 to $22 depending on the item):Pools, spas, pools with spas (heater included), septic tanks, well pumps, and a Premier Upgrade Package (increases limits up to $1,000 to help pay for unforeseen costs during a claim, such as debris removal or code upgrades)

First Two Months Free on All Plans (Exclusions Apply)


2-10Home Buyers Warranty: Cheapest Appliance Plan

2-10Home Buyers Warranty earned93 out of 100我们的评分系统中的可用点。

2-10Home Buyers Warranty 最便宜的电器计划
4。6

Why We Chose 2-10 Home Buyers Warranty

不仅does 2-10 Home Buyers Warranty offer an affordable appliance plan, but its customizable service call fee, competitive add-on options, comprehensive policies, and easy-to-understand coverage caps make it a worthwhile consideration for any homeowner.

利弊

Pros 提供灵活的服务电话费模型Provides a plan-length workmanship guaranteebreaks down sample contract terms in easy-to-understand language Cons 最多可能需要48小时才能回应索赔Doesn’t offer a systems-only plan option

Plans and Pricing

2-10Home Buyers Warranty offers three plan options: Simply Kitchen, Complete Home, and Pinnacle Home. Simply Kitchen covers appliances, such as your range, dishwasher, and built-in microwave. Complete Home covers all the items in the Simply Kitchen plan, plus six built-in systems. Pinnacle Home is 2-10’s most comprehensive policy, and it covers all the items in the previous plans, plus concrete or encased systems, disposal fees, crane costs, and more.

2-10提供灵活的服务呼叫费用模型,这意味着您可以选择一个$65, $85, or $100 service call fee。像其他具有灵活服务通话费用的公司一样,您的服务电话费越高,您的月费就越低。

You can compare 2-10’s monthly prices below:

  • Simply Kitchen ($22–$31 per month):Covers appliances, including built-in microwave, cooktop, dishwasher, oven, range, and refrigerator with ice maker
  • Complete Home ($51–$60 per month):Covers appliances and home systems, including all the items in the Simply Kitchen plan, plus air conditioning, electrical, heating system, interior gas lines, plumbing, electrical, and thermostats
  • Pinnacle HomeHomeHome(每月$ 65– $ 74):Covers all the items in the two earlier plans, plus attic and bathroom exhaust fans; burglar and fire alarms; concrete encased or concealed water lines; concrete encased or concealed wiring; cosmetic appliance parts; crane costs; electrical cut-off switches; faucets and faucet handles; filters, gas, waste, and vent piping leaks or breaks in the plumbing system; haul away/disposal fees; interior and exterior hose bibbs; PEX manifold plumbing system; refrigerant recovery and recharge up to $150; shower heads, shower arms and tub spouts; and washer and dryer
  • 可选附加组件:Additional freestanding freezer, additional refrigerator, extended pipe leak, garage-door opener, HVAC surplus, luxury package (increases coverage limits), pool and spa, preseason HVAC tune-up, roof leak, septic system, washer and dryer, water softener, and well pump

Get One Month Free through This Old House


家庭服务HomeHome俱乐部:最快的覆盖范围

家庭服务HomeHome俱乐部(HSC)是另一个可靠的提供商,可提供快速的索赔处理,独特的附加覆盖范围以及工作系统和设备的覆盖范围,无论年龄,品牌或型号如何。HSC得分78 out of 100points in our review standards.

家庭服务HomeHome俱乐部 最快的覆盖范围
3.9
  • Response Time:12 business hours
  • 州可用性:49个州(不包括Wisconsin

为什么我们选择家庭服务俱乐部HomeHome

家庭服务HomeHome俱乐部lost points due to charging a $55 transfer fee plus a lack of a free cancellation period. Most providers offer a free cancellation period and a no-fee transfer of ownership policy. That said, HSC offers comprehensive home systems and appliance coverage with more than 40 home items, plus a 90-day workmanship guarantee for parts and 30 days for labor.

利弊

Pros Extends a 90 workmanship guarantee on parts and 30 days for laborOffers a $2,000 coverage cap for heating and air conditioning systems为外部电力,下水道和水线附加覆盖范围提供慷慨的$ 5,000年度覆盖范围 Cons 限制电器和某些家用系统的覆盖帽HomeHomeAdds a monthly surcharge when you opt for monthly paymentsCharges a higher service call fee compared to other providers

Plans and Pricing

家庭服务HomeHome俱乐部提供了两个覆盖计划:标准和全面的计划。标准计划涵盖了各种主要系统和设备,例如空调,管道系统,洗碗机和微波炉。综合计划涵盖了标准中的所有内容,以及其他项目,例如警报接线和管道。

HSC包括2,000美元的空调和加热系统覆盖范围。但是,其他系统(例如电气和管道)分别限制为500美元和750美元。HSC还将设备限制为每台覆盖设备的$ 1,000。

HSC包括其标准$ 95服务电话费for each plan. Compare HSC’s plan costs and coverage details below:

  • Standard ($51.25 per month):Covers a mix of essential home systems and appliances, such as electrical systems, water heaters, refrigerators, and cooktops
  • Comprehensive ($62.50 per month):覆盖上面提到的所有系统和设备,以及燃气和漏水,管道,污水泵,烟雾探测器,饮水机,漩涡电机,警报和电话布线的其他覆盖范围
  • 可选附加组件:其他洗碗机,冰柜,烤箱,范围,炉灶,微波炉,冰箱和热水器bathtubs,管道洒水装置,游泳池和水疗设备,屋顶覆盖范围,冰箱双重压缩机,第二冰箱,服务线,污水喷射器泵,水疗和水疗加热器,水柔软剂和井泵

ARW HomeHomeHome:负担得起的服务电话费

ARW HomeHomeHome(以前称为美国住宅保修)得分100分中的74在我们的评级系统中。

家里HomeHome 负担得起的服务电话费
4
  • Response Time:24–48小时
  • 州可用性:50个州

为什么我们选择ARW回家HomeHome

ARW HomeHomeHome提供了行业中最低的服务呼叫费之一,一系列可定制的计划,全面的电子产品作为附加组件以及其他提供商不包括的物品的覆盖范围,例如加湿器和食品变质。

利弊

Pros Offers low service call fee提供五个可自定义计划包括多个冷却和加热系统的覆盖范围 Cons 提供衣服洗衣机和烘干机覆盖范围仅作为附加组件Caps home systems at $1,000 per covered item ($500 per covered appliance)不包括屋顶透明覆盖范围

Plans and Pricing

ARW HomeHomeHome为您的家用系统和设备提供了五个保护计划:厨房和供暖和冷却,铂金,铂金总理和4 in-1捆绑计划。它的厨房和计划涵盖标准厨房用具,例如冰箱。加热和冷却计划可保护加湿器,加热,冷却和电气系统。铂金计划捆绑了上述计划,而铂金高级计划则增加了管道系统的覆盖范围以及更多的混合物。bob体育app苹果下载它的4合1捆绑包包括上面的所有覆盖范围选项以及可选的附加软件包,例如其Ultimate Electronics保护计划。

家里HomeHomepairs all plans with its standard$ 55服务电话费,,,,which is lower than most providers’ service call fees.

比较ARW Home的每HomeHome月价格和覆盖范围选项:

  • Kitchen Plus ($39.99 per month):覆盖六个厨房用具:炉灶,冰箱,洗碗机,内置的微波炉,垃圾处理和厨房排气风扇。还覆盖热水器和内部电气系统。
  • Heating and Cooling ($43.78 per month):家里HomeHome’s basic plan. It covers heating and cooling systems, humidifiers, and interior electrical systems.
  • 白金(每月$ 54.50):涵盖厨房的所有内容以及加热和冷却计划。铂金计划无需空调覆盖范围,可降低您的每月溢价。
  • Platinum Premier ($64.99 per month):Covers everything in the Platinum plan plus plumbing systems, ductwork, garage-door openers, and ceiling fans. The Platinum Premier plan is also available without air conditioning coverage if you wish to lower your monthly cost.
  • 4合1套件:(每月$ 129.99):4-in-1 Bundle is ARW Home’s most comprehensive plan. It includes all the items mentioned above, plus clothes washers, dryers, sewer and water line stoppage coverage, as well as stand-alone add-on packages, such as the Ultimate Electronics Protection and Deluxe Advantage plans.
  • 可选附加组件:Clothes washer and dryer, swimming pool and spa, swimming pool only, spa only, plumbing system (does not include fixtures or clogs), additional air conditioning system, additional central heating system, second refrigerator or freezer (does not include ice maker), food spoilage, ceiling fans, ice maker (in refrigerator or stand-alone), water heater, range, oven or cooktop, AC Advantage for refrigerant and coils, Plumbing Advantage for fixtures, Deluxe Advantage Package, and Ultimate Electronics Protection.

Our Conclusion

The best home warranty company for you depends on your unique coverage needs and budget. It’s important to choose a home warranty that fits your situation. We recommend自由家庭警卫HomeHomedue to its $2,000 coverage cap per covered item, extensive add-on selections, and quality customer reputation. If you own older appliances,第一美国Home Warranty是首选。American Home Shield是其慷慨覆盖,灵活的计划和可定制服务费的另一个主要建议。

在注册之前,我们建议您仔细阅读服务合同,以了解每个提供商的确切条款和排除。

访问网站 $200 Off + 2 Months Free + Roof Leak Protection
Monthly Cost $ 49– $ 60
Service Fee $ 65– $ 125
BBB评级 A+
States Covered 50
访问网站 有限的时间优惠:所有家庭保修计划折扣150美元HomeHome
Monthly Cost $19–$90
Service Fee $100–$125
BBB评级 b
States Covered 48
访问网站 Use code HOUSE25 for $150 off & 2 months free
Monthly Cost $ 44– $ 48
Service Fee $60–$75
BBB评级 C
States Covered 47
访问网站 $ 100通过这座旧房子的即时在线折扣
Monthly Cost $ 47– $ 87
Service Fee $75–$125
BBB评级 b
States Covered 35

信息图显示了本文研究的时间和精力

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How To Choose the Best Home Warranty

使用以下技巧为您的特定覆盖范围找到最佳的家庭保修:HomeHome

  • 确定您的覆盖需求:在决定计划之前,请仔细考虑您是否需要家用电器或系统覆盖范围。HomeHome许多提供商提供系统和仅设备的计划或组合计划。
  • 请求多个报价:在做出最终决定之前,请求至少三个提供商的引号比较成本和承保范围。蒂莫西·梅南(Timothy Meenan),,,,JD, who serves as executive director and general counsel for the Service Contract Industry Council (SCIC), recommends that homeowners shop around because there may be another provider with similar coverage at a lower price.
  • 阅读样本合同:Comparing contract details for several home warranty providers helps you determine which home warranty is best based on coverage limits, exclusions, and claims process.

家庭保修HomeHome值得吗?

HomeHome如果您没有为您的经常使用的电器和家庭系统做好不可预测的维修和更换,则家庭保修可能是值得的。当我们在2021年调查1,000名房主时,我们HomeHome发现超过74%的受访者在家庭维修上花费了至少400美元,而这些房主中bob体育app苹果下载有27%花费了超过1,000美元的维修。HomeHome家庭保修有助于最大程度地减少这些费用,并让您安心。

According to House Method’s analysis of the每个州的房屋保修的平均成本HomeHome,,,,the annual price of a plan generally falls in the range of $600–$800 no matter where you live, making it likely that you will come out ahead with a home warranty if you need to repair or replace a major system or appliance.

However, a home warranty may not work for you if you have a significant financial nest egg set aside for home repairs or your systems have manufacturers’ or installation warranties. Home warranty contracts stipulate that any item currently covered by another warranty is not covered.

Learn More:家庭保修HomeHome值得吗?


How Do Home Warranties Work?

当家庭系统或主HomeHome要设备因正常磨损而破裂时,您可以致电您的家庭保修公司提出索赔或在线提交服务请求。您的公司将在指定的时间范围内响应您的服务请求,通常少于48小时。如果承包商不能在此时间范围内放置,则该公司可以允许您选择所选择的批准承包商。

此前该公司回应你的要求uest, it will forward your claim to an approved contractor who will schedule with you directly. At this initial visit, the technician will access, diagnose, and determine whether the malfunction is the result of a covered issue. Minor repairs will typically be completed during this initial visit if the claim is approved, while other repairs or replacements may require an additional visit to order the necessary parts.

It’s typical for home warranty companies to offer at least a 30-day workmanship guarantee after they’ve completed a covered repair. This guarantee means your contractor will assess the issue and provide service without an additional service charge if the item breaks down again after the initial repair.

Learn More:How Does A Home Warranty Work?


家庭保修费用是多少?HomeHome

Ahome warranty typically costs $465 to $760 per year, according to quotes we’ve requested from providers across the nation. It’s important to factor in service fees when determining the price of your home warranty. These charges are an added cost each time your home needs repairs and replacements. The range of service call fees typically falls between $65 to $125.

根据我们对57多家家庭保修公司的研究,只有12家家庭保修公bob体育app苹果下载司HomeHome允许您选择自己的服务电话费。较低的服务费可以使您的每月费用更加昂贵,如果您打算在家庭保修期内提出多个服务请求,这是一个重bob体育app苹果下载要的考虑因素。HomeHome但是,如果您选择较高的服务费,则您的每月费用可能会较低。请记住,当您选择高服务费时,您将为技术人员的访问付出更多。bob体育app苹果下载

Learn More:家庭保修费用是多少?HomeHome


What To Look For When Buying a Home Warranty

购买家庭保修期间HomeHome,,,,there are several things you should consider before signing up with a provider:

  • 您所在地区的可用服务提供商:如果您的房屋位于HomeHome乡村,山区或离网地区,请与您的提供商确认您附近有一名服务技术人员,然后再注册。此外,如果您所在地区的提供商没有建立的网络,请确认您是否可以使用自己的技术人员。大多数家庭HomeHome保修提供商在全国范围内拥有庞大的服务提供商网络。但是,在某些地方,提供商将无法建立网络。
  • Claims processing timeframe:发现你的供应商需要什么步骤的过程a claim. Confirm how soon they send a service technician to your home after processing your claim. In addition, ask how long emergency claims or claims outside normal business hours take to process. Claim timeframes can help differentiate providers to find the best one for your needs.
  • Reputability:Check consumer review sites such as Trustpilot and Google Reviews to read how customers feel a provider resolves claims, customer inquiries, and issues. National trade organizations, such as theNational Home Service Contract Association和theService Contract Industry Council,,,,list member providers that are compliant with specified business practices. Checking these lists can confirm that a provider is reputable.

How To Read Home Warranty Service Contracts

below are some tips on reading and understanding your home warranty provider’s policy terms.

  • 查找涵盖的内容:Look through the fine print to see if the provider includes all the home items you’d like protection for. Although most providers cover systems and appliances, confirm that your provider actually covers what you need.
  • 了解排除:您的提供商将具有某些实例或组件,即使在覆盖物品上也不会覆盖。例如,尽管您的空调可能是覆盖物品,但过滤器可能不会。同样,您的提供商可能会排除既定条件的涵盖。
  • 问问题:Call your provider and ask a representative to clarify sections you don’t understand in the service contract.

在与提供商注册之前,HomeHome阅读家庭保修服务合同很重要。您应该意识到提供商的特定覆盖范围排除和限制,这将减少拒绝的索赔和不受欢迎的惊喜。


家庭保修如何受到HomeHome监管?

每个州都会独立规范房屋保修和服务合同许可。HomeHome例如,在德克萨斯州,许可和法规部处理服务合同。在亚利桑那州,家庭保修受HomeHome保险部消费者保护部的监管。根据梅南(Meenan)的说法,一些州,例如宾夕法尼亚州,采取了更加动手的方法。bob体育app苹果下载相比之下,新提供者在佛罗里达州和加利福尼亚州等bob体育app苹果下载州获得许可可能更困难。

许多州都根据《服务合同模型法》和国家保险专员协会(NAIC)晋升为州立法机关的规则。自1988年以来,SCIC一直致力于在全国范围内促进行业监管。法规规定,您可以相信您的家庭保修提供商在财务上是合理的,并且可以遵循其诺言。HomeHome州法规还确保各种消费者保护,例如这些措施:

  • Contracts that are clear and use easy-to-read print
  • Extensive disclosures of what is covered and excluded
  • The ability to cancel and receive a full refund within a certain time period (typically 30 to 45 days)

While you’re shopping for a home warranty policy, it’s a good idea to check with your state’s regulatory body to confirm the provider is licensed to operate in your state. You can also read through a sample contract. Many sample contracts have state-specific clauses that clarify the protections and exclusions you are subject to.


家庭保修涵盖什么HomeHome?

Ahome warranty plan covers the repair, service, or replacement of major home systems and appliances when they break down due to wear and tear. Many companies split coverage options into systems plans, appliance plans, and combination plans.

家庭保修计划涵盖的最常见的系统和设备包括以下内容:HomeHome

  • Air conditioning
  • built-in microwaves
  • 干衣机
  • Clothes washers
  • Dishwashers
  • Ductwork
  • 电气
  • 垃圾处理
  • Heating system
  • Ovens
  • 管道
  • Refrigerators
  • 热水器

Learn More:What Does a Home Warranty Cover?


家庭保证通常不涵HomeHome盖什么?

HomeHome家庭保修通常不涵盖已修改错误或不当安装的内置系统和设备,或者由于忽视,滥用,意外损害或“上帝的行为”而遭受故障。仔细阅读服务合同非常重要,因为这些条款可能会有很大的不同。

As a general rule, home warranties do not cover structural elements. Home warranties also don’t cover any item that’s protected by a manufacturer’s warranty, such as a三星保修


What Are Common Home Warranty Complaints?

在阅读成千上万的第三方客户评论时,我们了解到这些是一些常见的家庭保修投诉:HomeHome

  • 缓慢或拒绝索赔支出
  • 没有经验的技术人员
  • 等待时间长时间替换电器或零件上的更换
  • Unclear coverage limits
  • 对投诉的缓慢回应

这些特征是poor service从家庭保修中,HomeHome对于市场上的每个提供商来说,肯定不是正确的。我们建议您在购买之前询问有关索赔,等待时间和覆盖范围限制的政策的问题,以确保您知道您的家庭保修公司的条款。HomeHome


关于家庭保修的常见问题HomeHome


How Do I Find the Best Home Warranty Company in My State?

在下面的每个州找到有关最佳家庭保修公司的深入评论。HomeHome